Loans
Auto Loans
Already have a loan? We’ll refinance it and save you money. Apply now and see how much you could save by lowering your rate.
We deliver with low rates and flexible terms on new and pre-owned cars, trucks and SUV’s. Plus, with our convenient loan pre-approvals, you can shop for the vehicle you want knowing your budget and monthly payments in advance.
Fast application and closing process
No application fee
No prepayment penalty
Extended vehicle warranties and GAP insurance at competitive rates
3 easy ways to apply for your next vehicle loan:
In person at any Branch Location
By phone, by calling 407.425.2561
Motorcycle Loans
Already have a loan? We’ll refinance it and save you money. Apply now and see how much you could save by lowering your rate.
Right now, we’re delivering on your dream of open road fun and freedom with some of the best rates and terms available.
Plus, with our convenient loan pre-approvals, you can shop for the motorcycle you want knowing your budget and monthly payments in advance.
Fast application and closing process
No application fee
No prepayment penalty
GAP insurance at competitive rates
Same low rate for new or used vehicles
3 easy ways to apply for your next motorcycle loan:
In person at any Branch Location
By phone, by calling 407.425.2561
Recreational Vehicle Loans
Save money on your toys with a PCU loan that delivers!
We offer low rates and flexible terms on new and pre-owned RVs and boats. Contact us before you go shopping, to verify the requirements, options, and amount you can borrow.
Fast application and closing process
No application fee
No prepayment penalty
GAP insurance at competitive rates
3 easy ways to apply for your next recreational vehicle loan:
In person at any Branch Location
By phone, by calling 407.425.2561
Personal Loans
Line of Credit
Amount You Can Borrow
For the Line of Credit, borrow from $500.00 up to $5,000.00. You pay the money back only when you use it.
Access Funds
Use the money to pay for whatever comes your way – emergencies, a special purchase, or planned expenses. Extra money offers you peace of mind for health expenses, school tuition, and other unexpected needs.
Minimum Monthly Payment
Unsecured Line of Credit minimum payment is $25.00 or 3% of outstanding balance.
Annual Percentage Rates
Never pay interest on any unused amount and receive a competitive low fix rate on the balance.
Additional Features
The Line of Credit makes excellent overdraft protection for your PCU Checking Account.
Get started and apply today:
In person at any Branch Location
By phone, by calling 407.425.2561
Signature Loan
When you need a quick, convenient source of cash for immediate needs, like car repairs, home improvements or a major purchase, a Priority Credit Union Signature Loan delivers!
The benefits of a Signature Loan from PCU:
Lower interest rate than credit cards or cash advances
Fixed payments
Flexible repayment terms
Fast application and closing process
No application fee
No pre-payment penalty
Get started and apply today:
In person at any Branch Location
By phone, by calling 407.425.2561
Share Secure Loan
Short of ready cash to cover unexpected expenses? Leave your savings untouched. Get a low interest rate and flexible payment terms with a Priority CU Share Secured Loan. Based on your Share Accounts (Basic Savings, Money Market or Certificate Account) – borrow up to 90% of the balance in your account.
Lower interest rate than credit cards or cash advances. (Your rate will be 3% over the deposit rate of your share account up to 60 months, or 4% over the deposit for loans 61-84 month).
Fast application and closing process
No application fee
No pre-payment penalty
Get started and apply today:
In person at any Branch Location
By phone, by calling 407.425.2561
Priority Cash
Whether you need a little extra cash for college, groceries, an emergency car repair, or anything in between, a Priority Cash Loan can help. In under 60 seconds, you can get money when you need it most. The money is deposited right into your account; no credit check required!
Priority Cash Life Event Loans can help you build or repair your credit and are a smart alternative to high-interest loans.
Features and requirements include:
• Loans up to $500-$3,000 with payback terms up to 18 months
• Must be a member for 90 days
• Must be 18 years or older
• 12% interest rate
• $35 loan processing fee
• No credit check
• Instant loan decision
• Can be used to build or repair credit
IT’S EASY TO APPLY FOR A PRIORITY CASH LOAN! DO IT ANYTIME, ANYWHERE, VIA ONLINE OR MOBILE BANKING.
VISA® Products
With the Priority CU VISA® Platinum Credit Card you can enjoy our rewards program with rates as low as 10.99% APR. There is one non-variable rate for cash advances, credit purchases and balance transfers.
Why Choose a PCU VISA® Credit Card:
Save money: Transfer a balance today! Rates as low as 8.99%APR (without rewards)
Scorecard Rewards Program, rates as low as 10.99% APR
FREE account alerts. Stay on top of your account. Set up custom alerts to notify you by text message or e-mail when key changes or transactions have been made to your account
Same rate for purchases and cash advances
No balance transfer fee
Shop online with peace of mind using verified by VISA®.
How much money could you save by lowering the interest rate on your current credit card debt? Credit Card Calculator.
Also enjoy these other great benefits of a PCU Platinum VISA® Credit Card:
Grace period for repayment of the balance for purchases: 25 Days
Annual fee: None
Minimum finance charge: None
Transaction fee for purchases: None
Transaction fee for cash advances: None
Verified by VISA®
PCU’s Verified by VISA® is the easy new way to enjoy added security for all your online VISA® card purchases. Priority Credit Union and VISA® are pleased to offer you this great service at no additional charge.
Don’t already have a PCU Platinum Credit Card?
Real Estate
Home Equity Line of Credit
A Home Equity Line of Credit offers a variable-rate, revolving credit line that you can access anytime, for any amount up to your authorized spending limit
Spending limits from $10,000.00 up to $150,000.00 or more 20 term year (10 year draw, 10 year payback)
24/7 access to your credit line through Online Banking
Interest may be tax deductible
Competitive rates
Advantages:
Standard payment with interest and principal
As balance declines, funds are re-useable
Mortages
Properties for Sale
Here you will find real estate available through PCU. Please keep in mind, PCU makes no warranties or representations regarding the condition of the property. The property is strictly sold “as is,” without warranty, either expressed or implied, as to mechanical or physical condition. PCU reserves the right to refuse any and all offers.
There are no properties available at this time.
