Account Rates
Savings Account
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| Basic Savings Account | 0.20%¹ | 0.20%¹ | $5.00 |
| IRA Savings Account | 0.75%¹ | 0.75%¹ | $5.00 |
| Holiday Club Account | 0.50%¹ | 0.50%¹ | $5.00 |
Certificate of Deposit
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| 3 Month CD | 0.25%¹ | 0.25%¹ | $500.00 |
| 6 Month CD | 0.25%¹ | 0.25%¹ | $500.00 |
| 12 Month CD | 0.50%¹ | 0.50%¹ | $500.00 |
| 16 Month CD | 0.50%¹ | 0.50%¹ | $500.00 |
| 18 Month CD | 0.65%¹ | 0.65%¹ | $500.00 |
| 24 Month CD | 0.70%¹ | 0.70%¹ | $500.00 |
| 36 Month CD | 0.90%¹ | 0.90%¹ | $500.00 |
| 60 Month CD | 1.50%¹ | 1.50%¹ | $500.00 |
| DIG Youth CD | 6.00%¹ | 5.84%¹ | $100.00 |
| NEXT Youth CD | 5.00%¹ | 4.89%¹ | $100.00 |
IRA Certificate of Deposit
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| 12 Month CD | 0.50%¹ | 0.50%¹ | $500.00 |
| 16 Month CD | 0.50%¹ | 0.50%¹ | $500.00 |
| 24 Month CD | 0.70%¹ | 0.70%¹ | $500.00 |
| 36 Month CD | 0.90%¹ | 0.90%¹ | $500.00 |
| 60 Month CD | 1.50%¹ | 1.50%¹ | $500.00 |
Money Market Share Account
| Account Tiers | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) |
|---|---|---|
| Balance less than $1000.00 | 0.0% | 0.0% |
| Balance of $1,000.00 to $9,999.99 | 0.20%¹ | 0.20%¹ |
| Balance of $10,000.00 to $24,999.99 | 0.20%¹ | 0.20%¹ |
| Balance of $25,000.00 to $49,999.99 | 0.25%¹ | 0.25%¹ |
| Balance of $50,000.00 to $99,999.99 | 0.30%¹ | 0.30%¹ |
| Balance of $100,000.00 and more | 0.40%¹ | 0.40%¹ |
¹Rates subject to change without notice.
