Deposit Rates
Savings Accounts
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| Regular Share Savings | 0.05%¹ | 0.05%¹ | $5 |
| IRA Share Savings | 0.05%¹ | 0.05%¹ | $5 |
| Holiday Club Account | 0.05%¹ | 0.05%¹ | $25 |
| Vacation Club Account | 0.05%¹ | 0.05%¹ | $5 |
Certificates of Deposit (CDs)
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| 3 Month CD | 0.50%¹ | 0.50%¹ | $500 |
| 6 Month CD | 0.50%¹ | 0.50%¹ | $500 |
| 9 Month CD | 3.40%¹ | 3.35%¹ | $500 |
| 12 Month CD | 3.35%¹ | 3.30%¹ | $500 |
| 16 Month CD | 3.35%¹ | 3.30%¹ | $500 |
| 18 Month CD | 3.35%¹ | 3.30%¹ | $500 |
| 24 Month CD | 3.30%¹ | 3.25%¹ | $500 |
| 36 Month CD | 3.04%¹ | 3.00%¹ | $500 |
| 60 Month CD | 3.20%¹ | 3.15%¹ | $500 |
| DIG Youth CD | 6.00%¹ | 5.84%¹ | $1,000 Max Deposit |
| NEXT Youth CD | 5.00%¹ | 4.89%¹ | $1,000 Max Deposit |
Traditional IRAs & Roth IRAs
| Account Type | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) | Minimum Deposit |
|---|---|---|---|
| 12 Month CD | 3.35%¹ | 3.30%¹ | $500 |
| 16 Month CD | 3.35%¹ | 3.30%¹ | $500 |
| 24 Month CD | 3.30%¹ | 3.25%¹ | $500 |
| 36 Month CD | 3.04%¹ | 3.00%¹ | $500 |
| 60 Month CD | 3.20%¹ | 3.15%¹ | $500 |
Money Market Accounts
| Account Tiers | Annual Percentage Yield (APY) | Annual Percentage Rate (APR) |
|---|---|---|
| Minimum Balance $1,000 | 0.10%¹ | 0.10%¹ |
| Minimum Balance $10,000 | 0.40%¹ | 0.40%¹ |
| Minimum Balance $25,000 | 0.45%¹ | 0.45%¹ |
| Minimum Balance $50,000 | 0.50%¹ | 0.50%¹ |
| Minimum Balance $100,000 | 0.75%¹ | 0.75%¹ |
¹Rates subject to change without notice.
Loan Rates
Auto Loans
| Loan Type | APR (as low as)¹ | Rate Type | Financing |
|---|---|---|---|
| New Auto | 5.09%² | Fixed | Up to 125% |
| Used Auto | 5.49%² | Fixed | Up to 100% |
| Other Collateral | 9.50%² | Fixed | Up to 90% |
| New Motorcycle | 7.49%² | Fixed | Up to 100% |
| Used Motorcycle | 7.99%² | Fixed | Up to 100% |
| New Boat | 7.94%² | Fixed | Up to 100% |
| Used Boat | 8.54%² | Fixed | Up to 100% |
| New RV | 7.94%² | Fixed | Up to 100% |
| Used RV | 8.54%² | Fixed | Up to 100% |
Personal Loans
| Loan Type | APR (as low as)¹ | Rate Type | Financing |
|---|---|---|---|
| Line of Credit | 12.99%² | Fixed | Up to $5,000 |
| Share Secured | 3.05%² | Fixed | Up to 100% of shares on deposit |
| Priority Boost Loan | 8.99%² | Fixed | 50% of loan funds secured in a savings account until loan is paid in full |
| Signature/Unsecured | 10.99%² | Fixed | Up to $12,000 |
| Priority Cash | 12.00%³ | Fixed | Up to $3,000 |
Home Equity Loan
| Loan Type | APR (as low as)¹ | Rate Type | Financing |
|---|---|---|---|
| HELOC | 7.00%² | Variable | Up to 80% LTV |
Credit Card
| Loan Type | APR (as low as)¹ | Rate Type | Financing |
|---|---|---|---|
| Visa Credit Card | 8.99%² | Non-Variable | Up to $12,000 |
1Annual Percentage Rate
2Rates subject to change, based on credit worthiness. Certain restrictions may apply, contact PCU for more info.
3Rates subject to change, based on credit union relationship factors.
2Rates subject to change, based on credit worthiness. Certain restrictions may apply, contact PCU for more info.
3Rates subject to change, based on credit union relationship factors.