Personal Loans

A Personal Loan from Priority Credit Union gives you the flexibility to cover life’s unexpected expenses, major purchases, or planned projects. With competitive rates and manageable payments, you can borrow with confidence when you need extra financial support.

Signature Loan

When you need a quick, convenient source of cash for immediate needs, like car repairs, home improvements, or a major purchase, a Priority Credit Union Signature Loan delivers!

Key Features

Lower interest rate than credit cards or cash advances
Fixed payments
Flexible repayment terms
Fast application and closing process
No application fee
No prepayment penalty

Share Secured Loan

Short of ready cash to cover unexpected expenses? Leave your savings untouched. Get a low interest rate and flexible payment terms with a Priority CU Share Secured Loan. Based on your Share Accounts (Basic Savings, Money Market, or Certificate Account) – borrow up to 100% of the balance in your account.

Key Features

Lower interest rate than credit cards or cash advances. (3% over the deposit rate of your share account up to 60 months, or 4% over the deposit for loans 61-84 months).

Fast application and closing process
No application fee
No prepayment penalty

Priority Boost Loan

Looking to strengthen your credit and build a solid financial foundation? Our Priority Boost Loan is designed to help you do just that while setting money aside for your future.

Key Features

Loan amounts from $500 – $3,000
Flexible terms of 12 to 24 months
Low, fixed rate of 8.99% APR*
50% of loan funds secured in a Savings Account until the loan is paid in full
Helps establish or rebuild credit with on-time payments

How It Works:

When you take out a Priority Boost Loan, half of the funds are set aside in a Savings Account. As you make consistent, on-time payments, you build a positive credit history, and once the loan is paid off, the secured funds are released to you.

Learn More About Priority Cash Loans

Priority Cash

Whether you need a little extra cash for college, groceries, an emergency car repair, or anything in between, a Priority Cash Loan can help. In under 60 seconds, you can get money when you need it most. The money is deposited right into your account; no credit check required!

Priority Cash Loans can help you build or repair your credit and are a smart alternative to high-interest loans.

Key Features

Loans up to $500-$2,500 with payback terms up to 18 months
12% interest rate
No credit check
Instant loan decision
Can be used to build or repair credit

Requirements:

Must be a member for 90 days
Must be 18 years or older
$35 loan processing fee

Unsecured Line of Credit

Amount You Can Borrow - Borrow from $500 up to $5,000. You pay the money back only when you use it.

Minimum Monthly Payment - $25 or 3% of the outstanding balance.
Annual Percentage Rates - Never pay interest on any unused amount and receive a competitive low fixed rate on the balance.
Additional Features - Can provide excellent overdraft protection for your PCU Checking Account.